For teachers, homeschoolers & schools
Next Level Money: financial literacy curriculum for grades 8 to 12
A complete, teacher-ready personal finance course: 5 units, 35 lessons, 35+ worksheets, answer keys, an assessment bank, and standards documentation. Aligned to Georgia's personal finance graduation requirement.
5
units
35
lesson plans
35+
student worksheets
8–12
grade band
instant download
Built for classrooms, flexible enough for anywhere
Classroom teachers
Ready to teach on day one, even without a finance background. Every lesson includes a warm-up, instruction notes, discussion questions, an activity, and an exit ticket. Pacing guides cover advisory, semester, and full-year formats.
Homeschool families
A rigorous, structured personal finance course with facilitation notes that explain the why behind every concept, so you can teach it with confidence.
Schools & districts
Consistent delivery across every classroom, lesson-by-lesson standards documentation, and digital distribution through your LMS. Site licenses and purchase orders available.
35 lessons across 5 units
Each unit has 7 lessons, takes about 3 to 4 weeks, and works on its own or as part of the full sequence.
Unit 1: Money Mindset & Budgeting
Money psychology, SMART goals, income and expenses, the 50/30/20 framework, spending traps, and emergency funds.
GA standards: PFL.MM.1, PFL.B.1
Unit 2: Banking, Saving & Interest
Checking and savings accounts, overdrafts and fees, simple vs. compound interest, and pay-yourself-first strategies.
GA standards: PFL.B.2, PFL.CR.2
Unit 3: Credit, Debt & Borrowing
How credit scores work, using credit cards well, loan terms, buy now pay later and payday loans, and building credit from zero.
GA standards: PFL.CR.1, PFL.CR.2
Unit 4: Income, Taxes & Paychecks
Decoding a pay stub, the W-4 and withholding, filing a basic return, and gig and tip income.
GA standard: PFL.T.1
Unit 5: Financial Planning & Future Wealth
Net worth, investing basics, retirement accounts, the stock market, student loans, insurance, and a personal 10-year financial plan.
GA standards: PFL.MM.1, PFL.CR.2
Also aligned to NGPF, ASCA Student Standards, Common Core ELA/Math, and CASEL SEL competencies.
Everything in the download
- Teacher Guide with full lesson plans and facilitation notes
- Student worksheets in full-color and print-ready black-and-white editions
- Answer keys for every worksheet
- Assessment bank for quizzes, tests, and review (full curriculum)
- Standards alignment chart for administrator review (full curriculum)
- Pacing guides for advisory, semester, and full-year formats
Pricing
SINGLE UNIT
$27
7 lessons, worksheets, answer key, and pacing guide. Great for piloting one topic.
Buy a unitFULL CURRICULUM · BEST VALUE
$97
All 5 units and 35 lessons, plus the assessment bank and full standards documentation. Save $38.
Get the full curriculumSCHOOLS & DISTRICTS
Custom
Multi-teacher and campus-wide licenses, purchase orders, invoices, and professional development.
Request a quoteIndividual purchases include a single-classroom or single-family license. Order buttons open an email to us; we reply with a secure payment link, usually within one business day.
Frequently asked questions
Does this meet Georgia's personal finance graduation requirement?
Next Level Money covers every domain in Georgia's required personal finance standards, including money management, budgeting, banking, credit, taxes, and investing. The standards alignment document maps each lesson for your curriculum coordinator.
Do I need a finance background to teach it?
No. Facilitation notes explain every concept clearly enough for any educator to teach confidently.
Can I use just one unit?
Yes. Every unit stands alone, so you can teach Unit 4 during tax season or Unit 3 in an advisory program.
Can my school pay with a purchase order?
Yes. Email info@nlaready.com and we'll send an invoice.
Who wrote it?
A 20-year classroom veteran and 2020 Teacher of the Year with gifted and reading endorsements and department chair experience. Meet the author.
Teaching more than money?
Adulting in a Box covers contracts, jobs, paychecks, and living on your own in 7 self-paced modules with downloadable tools. Ask us about group licenses for programs and co-ops.
See Adulting in a BoxNext Level Academy
Real-world life skills for teens, created by a 20-year classroom teacher in Roswell, Georgia.
© 2026 Next Level Academy · info@nlaready.com · 470-799-0040